The Insights Behind the Data

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The Insights Behind the Data

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Decreasing Inflation and Its Impact on Rates The decreasing rate of inflation is a beacon of hope for America. When inflation declines, it tends to lead to a decrease in interest rates. This is primarily because the purchasing power of the dollar increases, prompting the Federal Reserve and other financial institutions to lower rates. For…

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Stopping Wall Street From Taking Away The American Dream.

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Democratic lawmakers in both chambers of Congress introduced a groundbreaking bill on Tuesday aimed at curbing hedge funds’ dominance in the U.S. single-family home market. The proposed legislation, known as the End Hedge Fund Control of American Homes Act of 2023, seeks to prohibit hedge funds from acquiring and owning single-family homes. Under the provisions…

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First Time Getting a Mortgage? What You Need to Know

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Are you interested in buying a new home? Congratulations! For many new homebuyers, this is an exciting time in their life – and you’re probably no exception! But before you start daydreaming about all the holiday get-togethers you’ll hold and the memories you’ll make in your new home, you should take the time to acquaint…

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4 Tips for Qualifying for a Mortgage

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Before you buy a home, you need to qualify for a mortgage. A mortgage is a loan you’ll obtain through a qualified lender to finance your new home and make monthly payments for the duration of the loan. However, when it comes to getting a mortgage, many first-time homebuyers may be wondering how they can…

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Mortgages: Your Questions Answered

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As a new homebuyer, you’ll likely have a million questions about what you qualify for, how to get a mortgage, and what you can expect from the homebuying process. If this sounds like you, you’ve come to the right place – the team at M&M Mortgage is ready to answer the most common questions you…

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How to Know You Got a Good Mortgage

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There’s nothing quite as exciting as buying your first home. However, chances are that once you get started, you’ll have a million questions about mortgage rates. As a new homebuyer who just got a mortgage, you may be wondering if the one you got was the best option. Fortunately, there are many ways you can…

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10 Mortgage Tips for First-Time Home Buyers

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So you’re thinking of buying a home. Congratulations! Now comes the fun part: finding a mortgage. If you’re a first-time homebuyer, the idea of getting a mortgage can feel overwhelming. Thankfully, there are a few tips we have for you to make this process easier and more efficient. Determine What You Actually Need When it…

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4 Reasons to Drop Mortgage Insurance

We purchase insurance to make sure we’re covered in the event of an emergency. So, what are the benefits of dropping mortgage insurance? Mortgage insurance is designed to protect the mortgage lender in the event you fall behind or can’t make your payments. While on the surface it sounds like mortgage insurance is meant to…

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Which Type of Mortgage is Best?

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If you’re a first-time homebuyer, the process of getting a mortgage can easily feel overwhelming – especially when you find out how many different types of mortgages there are. Most homeowners have five mortgage loans to pick from; however, each one of them offers something different. Don’t worry, though – we’ve simplified these mortgage loans…

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Contact Us

M&M Mortgage, LLC

ROSEDALE TOWER
1700 West Highway 36
Roseville, MN 55113
Phone: (651) 639-9806
Fax: (651) 829-3226
Email: mkopiecki@themmmortgage.com

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