Your Olympia Mortgage Lender
Olympia, the capital city of Washington State, is in the western part of the state at the southern tip of Puget Sound. Known for its government institutions, rich history, natural beauty, and a vibrant arts scene, Olympia and its surrounding area offer a unique blend of cultural and outdoor attractions. Olympia is the political center of Washington State, home to the Washington State Capitol building, where legislative sessions are held. Visitors can explore the Capitol Campus, which features historic government buildings and beautifully landscaped grounds. Olympia’s location on the southern tip of Puget Sound offers access to various water-related activities, including boating, fishing, and wildlife viewing. To the east, Mount Rainier National Park provides opportunities for hiking, camping, and enjoying one of Washington’s most iconic natural landmarks. Just to the northwest, the Olympic Peninsula is a wilderness lover’s paradise, with Olympic National Park, the Hoh Rainforest, and rugged coastline. A ferry ride from Olympia can take you to the San Juan Islands, a picturesque archipelago known for its natural beauty and outdoor activities. Adjacent to Olympia, Lacey offers additional residential options and is known for its family-friendly neighborhoods.
Olympia offers a variety of housing options, including single-family homes, townhouses, condominiums, and apartments. This diversity allows for different preferences and budgets. As the state capital, Olympia has a stable housing market partially influenced by government employees and associated services. This can provide a degree of resilience during economic fluctuations. The city features historic neighborhoods with charming homes, often nestled among lush greenery. These areas can be highly sought after for their character. Lacey is a neighboring city to the east of Olympia and offers various housing options. It is known for its family-friendly communities and proximity to the Nisqually National Wildlife Refuge. Tumwater is located to the southwest of Olympia and is known for its historic downtown and mix of housing choices. It offers a more suburban environment.
Due to the rapid rise in appreciation in Washington State, the current single-family conforming loan limit for most counties in Washington State is $766,550 (an increase over the 2023 cap of $726,200). For reference, the loan limit in 2022 for a primary single-family residence was $647,200. In the more expensive Seattle-area counties of King, Pierce, and Snohomish, the single-family high balance loan limit has been increased to $977,500 for 2023. The loan limits vary from the number of units and the type of properties that are being financed.
M&M Mortgage, LLC has been serving clients since July 2006 in Olympia and surrounding cities. Also, we are licensed in multiple states, including Washington, Minnesota, Wisconsin and Colorado. We have established ourselves as a trusted partner in the mortgage industry. Our core focus revolves around meeting the unique needs of their clients and prioritizing client education. At M&M Mortgage LLC, client education is a top priority. They empower individuals by equipping them with knowledge about the mortgage process and presenting them with a diverse range of options. We have a wide network of wholesale lenders, allowing us to offer an extensive array of products to our customers. We specialize in brokering all types of loans, including Conventional, VA, FHA, and Reverse Mortgage loans first mortgage loans.
In addition to their broad range of services, M & M Mortgage LLC offers specialized loan options tailored to specific financial situations. They provide solutions like renovation loans, programs designed for self-employed borrowers using bank statements, investor cash flow options, and assistance for individuals with recent bankruptcies or mortgage payment delinquencies. M&M Mortgage welcomes the opportunity to assist individuals with their next mortgage and address any inquiries they may have regarding the mortgage process. Follow us on Facebook and Instagram for our Friday trivia, where participants have the chance to win money!
