Rebecca Hawley
Rebecca Hawley
Mortgage Consultant NMLS #1729105
Profile
Hi! I’m Rebecca, a dedicated loan officer at M&M Mortgage, where I’ve been proudly serving clients since January 2021. After spending more than a decade in finance and lending, transitioning into mortgages was the perfect next step for me. At M&M Mortgage, I’m able to offer a wide range of lending options, giving my clients the flexibility and personalized solutions they deserve.
I’m also known around the office as the “Down Payment Assistance Queen.” Over the years, I’ve built a reputation for mastering DPA programs—finding creative ways to help buyers access funds, overcome hurdles, and get into homes they didn’t think were within reach. Helping clients bridge the gap to homeownership is one of my favorite parts of this career.
I’m a proud Veteran’s wife, and after more than 10 years of moving around the country with my husband, we settled back in Minnesota in January 2018. Being close to family has been such a gift, especially as they get to watch our son grow up. We live in the suburbs north of St. Paul with our three rescue dogs, who keep life fun and energizing.
In the summer, you’ll usually find me outside tending to my flower gardens that I was able to transplant from my grandmothers or soaking up the sun on our back patio. I also love exploring local dog parks with friends, diving into a good book by the fireplace, or getting lost in Harry Potter or Marvel for the hundredth time—no shame!
When it comes to my clients, I’m there from start to finish—sun-up to sun-down. I pride myself on being accessible, communicative, and fully committed to making the mortgage process as smooth and stress-free as possible. From preapproval to closing, I look outside the box to present options you may not have considered and to help you save money wherever possible.
I would be honored to assist you with your mortgage needs and go to work for you!





