Danny Kovack

Danny Kovack

Danny Kovack

Danny Kovack

Mortgage Consultant NMLS #1853137


Work Phone: 651-504-3970
Cell Phone: 952-201-8271


Profile

See what Danny's clients say about working with him:

Daniel was great during the entire refinancing process! Our refinancing went smoothly and in a timely manner. He kept us informed of the status of our refi throughout the process. We will definitely contact him for our future home financing needs.

-Ned B

I had a great experience with Danny. He was very helpful and had patience. My refinancing went smoothly. I would definitely recommend him for any mortgage refinance!

-Shawn B

My best advice is to work with Danny Kovack. He is professional, courteous, and responsive. He worked hard on our refi and got us an outstanding deal – better than we expected! He’s great.

-Tim Z

Danny helped my parents refinance their mortgage and was extremely kind and helpful! He stayed in contact with my parents every week making sure to answer any questions we had, was easy to communicate with, and was very clear about what documents were needed or to be signed. We felt very lucky to have gotten to work with him. He was honest/trustworthy and attentive to our needs, and he reassured my parents throughout the process. We will surely recommend Danny to our family and friends! And once I buy my own home in the near future.

-Danelle C

Danny was very easy to work with! Always available to answer any questions you may have! He made the whole refinance process very easy and fast!!! Highly recommend!

-Erin H

This is the second time in two years that I've used M&M Mortgage. Danny was once again an amazing individual who answered all my phone calls even outside of regular business hours. Absolutely went above and beyond and did such a great job! I would still 10/10 recommend using these guys!

-Tanner T

Danny responded to a request for refinancing information I generated online. We have a manufactured home and needed to reduce our interest rate. Danny's knowledge of the VA system and loans available for us aided in getting the paperwork finished and even through the holiday season and an existing line of credit on our home, we were able to close in record time. He was prompt in getting us information as we needed it and kept us up-to-date with the activity behind the scene. I have his contact information in my phone and he will be first choice for friends and family in need of a mortgage agent. Good work and thanks Danny!

-Sharon B

Danny works diligently to come up with the best refinance options for me. This was scary to have money and credit reports & information being used. Danny got me through it all. Never did I worry about him working for me.

-Linda Y

Daniel was easy to work with and stayed on top of things. Would work with you again!

-Larry W

My overall experience with M&M Mortgage was great! My mortgage officer was extremely friendly, helpful, and knowledgeable. I would recommend the company to my family and friends! Thanks again M&M Mortgage, especially you Danny!

-Sue/Bill H

Danny was great to work with. He was always quick to respond to questions and kept me informed throughout the process.

-John M

Danny was awesome to work with. Kept me informed minute by minute gave me several options I could go with. He is very knowledgeable and easy to work with. Would definitely recommend him for your refi or new home purchase! Thank you, Danny, and I wish you nothing but the best in the future!

-Kathy J

We absolutely recommend working with Danny and here's why. Most importantly he was always available and works with both the now times and the old-fashioned times. For those that like texting and getting an answer right away Danny is your guy! On the other hand, he always returned calls and picked up the phone to call. He even took the time to come to our home and meet us. We felt like we were his only clients because he took the time. His communication was outstanding! He walked us through the process every step of the way and followed up after our closing. I will definitely work with him again!

-Melissa T

I recently purchased my first home. In the beginning, I had no idea where to start. I've known Danny Kovack for several years and knew that he was a mortgage broker. Danny was great to work with. He made the process simple and was very helpful in walking me through each step along the way. I highly recommend working with Danny to first-time home buyers looking for a mortgage or those looking to refinance their existing mortgage!

-Joe D

Danny demonstrated considerable expertise, diligence and exceptional tenacity in bringing my refinancing to a successful conclusion. My case was somewhat unusual because of my history and sources of income.  All of this DEMANDED extensive documentation etc etc etc and Danny not only excelled at the task, but also maintained a welcome sense of humor. Danny was certainly unique!! And I am Most Grateful! 

-Bill N

Danny Kovack at M & M was excellent to work with. He got me exactly what I needed for an investment property refinance and led me every step of the way. Thank you!

-Brent V

We had a great experience working with Danny. From the start of the process until the end he answered all my questions immediately. I couldn't have asked for an easier person to work with.

-Wes M

Danny Kovack was a pleasure to work with, he got my refi completed and closed in record time. He is very personable and quick to respond to any questions. I highly recommend M&M to anyone looking for their mortgage needs. I was able to save quite a bit of money because of his efforts and will be working with him again in the future if such a need arises.

-Sky M

Danny was very knowledgeable and professional through every step of our refinance. Some of the paperwork took a bit longer than expected from the appraisal office but he was there to always answer my questions and concerns. I would recommend and work with Danny again in the future.

-Tammy J

We worked with Daniel Kovack. He kept us informed and encouraged us when the process was a little stressful. He would send short video messages when significant updates to our file occurred, which we found particularly helpful. He knew all of the programs really well and was able to describe all of the pros and cons of each program which helped us make the best decision for our specific situation. He even had ideas on other ways to make the process a little easier, which was nice information to have. I will definitely refer others to him and contact him if I have any other mortgage needs.

-Leana R

Danny Kovack was great to work with. Very professional and kept every promise he made. Danny went the extra mile for me and made sure to keep me updated on everything. I would highly recommend him. Thanks, Danny for all your help.

-Dave W

Daniel is a top-notch professional who did a fantastic job guiding us through a VA mortgage. He not only knows his stuff but is a very nice person too!

-Sally C

Very comfortable process. I didn't need to worry at all. I had a good feeling about it to be completely confident it was getting done the best it could.

-Jeff C

I could not be happier with my experience with Daniel Kovack at M&M Mortgage. We used him for our cash-out refinance and he walked us through each step so thoroughly and held our hand as we dealt with a few repairs needed on our home. He was knowledgeable, empathic, professional, and extremely fast to reply. I never felt like I was wondering what was happening or what was supposed to happen next. He made it all very clear and kept us well-informed. Thank you, Danny, and thank you to all who work with him. You are fabulous!

-Cortney N

Danny is great! Made the process so simple and painless. I will be coming back in the future for any mortgage-related inquiries! Will recommend it to all my friends and family! Do yourself a favor and have Danny on your side. You won't be disappointed!

-Erik M

Danny is wonderful and easy to work with. Highly communicative throughout the process! He helped us refinance our residence and helped us finance an income property. Danny made it easy for us.

-Ross H

I highly recommend working with Daniel and the team at M&M. I first tried to refinance through a larger firm but they treated me 'like a number' and weren't willing to go the extra mile. Daniel was thorough, diligent, persistent, and creative in finding us a solution. I've financed at least a dozen times in my life and this was one of the best experiences of them all.

-Brett K

Danny was super helpful once again with my refi. I have now refinanced with Danny twice, which should tell you something about his ability to keep and maintain great working partnerships with his clients. I would highly recommend Danny and I have to some of my close friends and family.

-Suro P

Daniel Kovack was an excellent and patient mortgage consultant. He was quick to answer questions and provide support directly or with video follow-ups so I knew what was needed or what the next steps were.

-Nicole M

Our experience at M&M Mortgage and working with Danny Kovack could not have been any better. Danny kept us well informed, was very efficient and is an excellent communicator.

-Greg D

Highly recommend Danny Kovack for your mortgage or refinance needs. His quick response, his at ease no high sales friendly approach, his knowledge of the best rate with no hidden costs, a plan explained that suits your needs, and a quick at-home close is his specialty, with a final follow-up call. This is what an expert in this profession is all about!!!!

-Mari S

I had the greatest experience with Danny Kovack. They were both so attentive and knowledgeable as well as patient with me. I'm really glad I had the opportunity to work with both of them. I will definitely be referring them to my friends and family.

-Maritzah D

Danny Kovack was my agent and if I could've custom-ordered an agent this is the guy I would've ordered. Kept me always posted on everything and walked me through the stuff I didn't know or understand. Everything went smoothly and was quite enjoyable. I will recommend him to my friends and family.

-Mark R

Refi was easy and completed in a flash. Danny Kovack is hard working, and his efforts made this refi a pleasant experience. The process was smooth, no going backward and waiting for weeks. Awesome service.

-Mike P

I worked with Danny Kovack on purchasing our second home. He was very responsive and was not afraid to call me to discuss anything I may have had questions on. This can be a very stressful and confusing process and he made it as smooth as we could have ever asked for. Thank you again, Danny.

-Colton O

Danny has immense knowledge of the mortgage industry, and I would refer him to anyone. Fast, responsive, and reliable. He genuinely cares and goes the extra mile for his clients.

-David U

Dan Kovack was a terrific help and very helpful through the process of making my refinance and returning it to a veteran’s loan. I will highly recommend him to anyone that asks me for help with their refinance. Thank you so much, Dan, you are the best.

-Elaine Z

Danny Kovack was a great mortgage broker. Very thankful for his expertise and for guiding us along the process to make our dream a reality.

-Allison H

Working with Danny and Mike made things easy. Buying a house can be stressful and Danny answered everything question and often anticipated my needs. Great service and communication throughout the process. I highly recommend them!

-Alyssa V

I had the good fortune of working with Mr. Kovack during my refinance. He walked me through the entire process and made it as seamless as possible. He was very prompt at getting back to me every time I reached out and was always professional. I will certainly use him again the next time I'm in the market for a mortgage, and I will be recommending him to my friends and family if they are in the market for a mortgage.

-John W

Very helpful Danny made the process easy to understand and helped with any questions or concerns that we had.

-David C

I was a bit leery of working with a broker off the Internet, but when Danny Kovack contacted me he put my mind at ease. He introduced himself with his license number and company which allowed me to check it and then asked what I was looking for. He listened and gave me several refi/ home equity options. He didn't pressure me and let me decide for myself what was best for my needs. Danny was easy to work with and we closed within 30 days! Great experience!

-Amy S

Crazy time in the mortgage market. Danny Kovack has helped make this process as smooth as possible. I would work with Danny again should I need to.

-Sean H

Danny Kovack was great to work with. Phenomenal follow-up and response time throughout the whole process. Would recommend him to anyone.

-Josh T

Very courteous, called, and asked questions, and explained everything in detail. That helped make the process easier to understand. Always prompt service and answers all questions.

-Scott A

I can’t say enough good things about our experience working with Danny Kovack. He helped make the process easy. He was very responsive and was always available to answer any questions that we had throughout the process of purchasing a home. We will definitely continue to work with him in the future and make sure to refer him to other friends and family that are looking to buy!

-Mara H

Working with Danny was great! Thank you for helping us with our first home! Excited to be neighbors with you!

-Siri J

Licensing

NMLS #213677
Washington State Department of
Financial Institutions

NMLS Consumer Access

Regulated by the Division of Real Estate

M & M Mortgage, LLC BBB Business Review

Contact Us

M&M Mortgage, LLC

ROSEDALE TOWER
1700 West Highway 36
Roseville, MN 55113
Phone: (651) 639-9806
Fax: (651) 829-3226
Email: mkopiecki@themmmortgage.com

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